Debt Free Holiday: Personalized Calendars
One of my favorite debt-free gifts, because it lets you use your creativity and because you can give it every year, is the personalized calendar. This is also great because …
Read MoreOne of my favorite debt-free gifts, because it lets you use your creativity and because you can give it every year, is the personalized calendar. This is also great because …
Read MoreYou can make a stuffed toy out of anything. Scraps, fabric you get off freecycle, old sheets, old t-shirts, you name it. Fleece and flannel make particularly cuddly toys, and since blankets and sheets tend to wear out in the middle first, you may be able to score plenty of toy making materials with a “wanted” on your local Freecycle list or the free section of Craig’s List. If you’re planning ahead for next year, be advised that those Christmas prints are going to be on super-duper sale starting sometime in December, and will be going for pennies starting December 26. For some reason, Hanukkah and Kwanzaa prints tend to follow the same sale price schedule, even though they don’t follow the same calendar. You can sometimes find craft panels that will be great gifts at those sales, too.
Read MoreThe time has come, the Walrus said, to talk of many things… okay, so actually, the time has come to think about holiday planning. Most traditions celebrate something at this …
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